Direct Sourcing & Multi-Banking Partner
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Vertical 01 • Lending & Capital Structuring

Loan &
Fund Raising.

Structured Funding. Right Guidance. Better Opportunities.

At Paishastra, we assist individuals, professionals, entrepreneurs, and businesses with suitable loan and fund-raising solutions based on their financial requirements, eligibility, and objectives through our extensive Bank and NBFC network.

Multi-Bank & NBFC Direct Sourcing NetworkSyndicated financing with premier commercial lenders across India
Direct Institutional Relationships • Pan-India Sourcing

State Bank of India

Public Sector Bank

HDFC Bank

Premier Commercial Bank

ICICI Bank

Private Sector Bank

Axis Bank

Private Commercial Bank

Kotak Mahindra Bank

Private Banking & NBFC

Bank of Baroda

Public Sector Bank

Tata Capital

Leading Indian NBFC

Bajaj Finserv

Diversified NBFC

IDFCFIRST

IDFC FIRST Bank

Commercial Bank

Punjab National Bank

Public Sector Bank

Geojit Financial Services

Authorized Wealth Partner

State Bank of India

Public Sector Bank

HDFC Bank

Premier Commercial Bank

ICICI Bank

Private Sector Bank

Axis Bank

Private Commercial Bank

Kotak Mahindra Bank

Private Banking & NBFC

Bank of Baroda

Public Sector Bank

Tata Capital

Leading Indian NBFC

Bajaj Finserv

Diversified NBFC

IDFCFIRST

IDFC FIRST Bank

Commercial Bank

Punjab National Bank

Public Sector Bank

Geojit Financial Services

Authorized Wealth Partner

Category 01

Business Finance Solutions

Ensuring smooth cash flow and operational scaling for MSMEs, mid-market corporates, and enterprises. We structure working capital limits and customized term financing.

Business Loans

Unsecured and secured loans for business expansion and operational scale.

Working Capital (WC)

Liquidity facilities optimized to meet operational cycles and supply requirements.

Cash Credit (CC)

Revolving credit limit against hypothecation of stock, debtors, and inventory.

Overdraft (OD)

Flexible credit facilities against bank deposits, property, or corporate assets.

Structured Business Funding

Customized funding avenues tailored for complex commercial requirements.

Debt Consolidation

Consolidating high-cost debt into single structured loans with lower interest burden.

Category 02

Secured Funding (LAP & Asset Collateral)

Unlock the latent equity trapped inside your residential, commercial, or industrial properties to finance major growth initiatives with extended tenures.

Loan Against Property (LAP)

High-value loan sanctions with competitive interest rates and long repayment tenures using freehold residential or commercial property as collateral.

  • Commercial, Residential & Industrial Collateral
  • Flexible End-Use for Business or Personal Goals

Secured Business Loans

Secured long-term capital backing enterprise expansions, industrial setup, and major commercial ventures.

  • High Quantum Funding
  • Customized Covenant Structuring
Category 03

Individual & Professional Loans

Home Loans

Competitive home purchase and construction loans through top-tier lending partners.

Personal Loans

Quick, hassle-free personal funding tailored for immediate liquidity requirements.

Professional Loans

Specialized funding programs designed for Doctors, Chartered Accountants, and Architects.

Business Loans for Pros

Practice expansion, clinic setup, and professional office equipment financing.

Category 04

Equipment Finance

Industrial Machine & Equipment Loans

Machinery loans for CNC, manufacturing lines, tooling, and plant upgrades.

Medical Equipment Loans

Diagnostic systems, MRI/CT scanners, hospital beds, and surgical equipment financing.

Construction Equipment Loans

Earthmoving, cranes, transit mixers, and infrastructure asset funding.

Benchmarks:
Total borrowing principal needed
0
50L
1 Cr
1.5 Cr
2 Cr
Annual borrowing percentage (p.a.)
%
0%
10%
20%
Repayment timeframe in years/months
0
10Y
20Y
30Y
EMI Scheme
Computed Monthly Installment (EMI)

₹ 44,186

Effective APR: 8.78% (inclusive of upfront processing)

Principal Borrowed

50,00,000

Total Interest Payable

56,04,529

Total Amount Payable

1,06,29,529

Break-up of Total Payment
47.0%52.7%
Principal (47%)
Interest (53%)
Fees (0%)

Our Funding Approach

Understand → Assess → Structure → Connect → Support

1

Understand

Review requirements and business cash flow reality.

2

Assess

Analyze credit profiles, eligibility & security parameters.

3

Structure

Formulate optimal loan structures and debt mix.

4

Connect

Route to premier Banks & NBFCs matching the profile.

5

Support

End-to-end documentation & disbursement assistance.

The Paishastra Advantage

Multiple Funding Options (Secured & Unsecured)
Structured Financial Guidance & Optimization
Extensive Bank & NBFC Network Relationships
Requirement-Based Custom Solutions
Complete Documentation & Application Support
End-to-End Process & Disbursement Assistance

Who We Serve

Individuals
Professionals
Entrepreneurs
MSMEs & Businesses
Manufacturers
Healthcare Institutions

Have a Funding Requirement?

Let us understand your requirement and explore suitable financing options through our banking network.

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